Overview

About TBG West

Our primary goal is to provide Partnerships and their Executives with accurate, timely, and informed solutions for their executive disability, long-term care, and employee benefit needs.

TBG West Disability Services Division

TBG West's Disability Services Division specializes in meeting the disability income replacement needs of the highly compensated. This business unit provides comprehensive disability services, including the following:

  • Analysis of existing disability benefit programs
  • Creation of individualized plan designs
  • Carrier negotiation to obtain the most favorable cost and specialized underwriting concessions
  • Participant education and enrollment
  • Complete outsourced plan administration

TBG West Long-Term Care Division

TBG West's Long-Term Care Division specializes in designing and implementing long-term care plans to meet the needs of both employees and executives. Long-term care insurance is the employee benefit of the future: very few companies currently have LTC insurance plans, but employees are becoming increasingly aware of their need for such insurance. Furthermore, due to recent legislation, executive LTC plans are highly tax favored, and can be used to offer key executives additional post-retirement benefits. This business unit provides comprehensive LTC insurance services, including the following:

  • Analysis of existing long-term care benefit programs
  • Creation of individualized plan designs
  • Carrier negotiation to obtain the most favorable cost and specialized underwriting concessions
  • Participant education and enrollment
  • Complete outsourced plan administration

TBG West Employee Benefits Division

TBG West's Employee Benefits Division specializes in addressing our clients needs to offer Group Short-Term and Long-Term Disability insurance as well as Group Life Insurance. This business unit provides the following comprehensive services:

  • Analysis of existing group disability and life insurance benefit programs
  • Creation of individualized plan designs
  • Carrier negotiation to obtain the most favorable cost
  • Participant education and enrollment

TBG West's Administrative Services Division

TBG West's Administrative Services offer Corporate clients an extensive program of services and systems necessary for the administration of executive benefit plans. This business unit provides administration for disability and long-term care insurance plans, including the following services:

  • Working with carriers to negotiate Large Case Agreements that are tailored to meet the client's needs
  • Designing and providing education and enrollment materials to eligible executives and employees, which facilitate their understanding, appreciation, and participation in the benefit plans
  • Facilitating client recordkeeping, by auditing policies before delivery and auditing ongoing bills for accuracy and completeness

To offer these services, TBG West has a dedicated and trained client service personnel, who have in-depth knowledge of the plans they service.