Layered Plan

Layered Plan
  • Allows group insurance to provide a significant portion of an insured’s benefits up to a plan maximum benefit of $10,000 to $20,000 in monthly benefit.
  • Provides supplemental individual benefits on top of the group benefit to a higher plan maximum benefit.
  • Premiums may be paid by the corporation or the individual.
  • Lacks guaranteed medical insurability and plan stability if not corporately funded.