Plan Design Examples


  • There is no single plan design that meets the needs/objectives of all clients. Part of the value added which we contribute to the planning process is developing benefit and premium model alternatives for our client’s informed consideration.
  • The following pages provide some examples of generic plan designs and explains some of their features.
  • Executive disability plans may include a combination of the features of two or more of these generic examples.
  • Our initial study of specific census data typically dictates plan recommendations.
  • Other higher cost benefit rich plan designs are available, this presentation has been edited to include only those plans we believe would be of interest.