As defined for Group Life Insurance, Beneficiary means the person you name to receive death benefits. You name your Beneficiary on the forms provided by your Employer; if you name more than one person, they will share equally unless you provide otherwise. If there is no named Beneficiary, or none survive you, the Benefit will be paid in equal shares to first surviving class in the following order:

1. Your Spouse;
2. Your Children;
3. Your parents;
4. Your brothers and sister; and
5. Your Estate.