Long Term Care Glossary

a
Activity of Daily Living (ADL)
Adult Day Care
Alternative Plan of Care Benefit
Alzheimer’s Disease
Asset Spend-Down
Asset Transfers
Assisted Living Facility
Attending Physician Statement (APS)
b
Bathing
Bed Reservation Benefit
Benefit Period
Benefit Triggers
c
Care Management
Caregiver
Centers for Medicare and Medicaid Services (CMA)
Cognitive Impairment
Continence
Continuing Care Retirement Communities (CCRC)
Custodial Care
d
Daily Benefit Amount
Dressing
e
Eating
Eligibility Criteria
Elimination Period
Exclusions
f
Formal Caregiver
Foster Care Facility
g
Guaranteed Renewable Coverage
h
Hands-On Assistance
Health Care Financing Administration (HCFA)
Health Insurance Portability and Accountability Act (HIPAA)
Home Care
Hospice Care
i
Indemnity Model
Inflation Protection
Informal Care
Instrumental Activity of Daily Living (IADL)
Integration of Benefits
Intermediate Care Facility
k
Kassebaum-Kennedy Act
l
Lapse
Lapse Protection
Licensed Health Care Practitioner
Lifetime Maximum Benefit Amount
Long term Care
Long term Care Insurance
m
Managed Care
Medicaid
Medicaid Estate Recovery
Medical Underwriting
Medicare
Medicare Supplemental Insurance
Monthly Benefit Amount
n
NAIC
NAIC Model Policy
Noncancelable Coverage
Nonforfeiture Option
Nursing Facility
Nursing Home
o
Outline Of Coverage
p
Palliative Care
Partnership for Long term Care
Pool of Benefit Dollars
Pre-Existing Condition
q
Qualified Long term Care Plan
r
Reimbursement Model
Residential Care Facility
Respite Care
s
Sandwich Generation
Skilled Nursing Care
Skilled Nursing Facility
Spousal Discount
Spousal Impoverishment Protection
Stand-By Assistance
Subacute Care
t
Third Party Notification
Toileting
Transferring
w
Waiver of Premium