What is meant by Loss?

Loss is defined as:

  1. Loss of a hand means total severance at or above the wrist;
  2. Loss of a foot means total severance at or above the ankle joint;
  3. Loss of sight, speech, or hearing means the entire and irrevocable loss of the function;
  4. Loss of thumb and index finger means total severance of each at or above the joint closest to the wrist, without loss of the entire hand;
  5. Loss of use of hands or feet means total and irrevocable loss of voluntary movement;
  6. Total paralysis of both arms and legs for quadriplegia;
  7. Total paralysis of both legs for paraplegia;
  8. Total paralysis of the arm and leg on the same side of the body for hemiplegia.