Economic Impact

The economic consequences of a prolonged disability are usually far worse than those of a premature death.

  • Income is dramatically reduced or stops altogether.
  • Basic living expenses continue uninterrupted—mortgage payments, providing for family members.
  • Savings are depleted and lifestyles altered.
  • Upon recovery, after depletion of assets, income earning potential most frequently is dramatically reduced for an extended period of time.
  • Historically, Disability is the #1 cause of mortgage foreclosure in the United States.